What is an offset account?
An offset account usually comes with a professional package product with a lender and is generally only available with deposit taking institutions (main stream banks). Offset accounts are generally designed to...
Finance News
What is a Split Loan? Fixed vs Variable Interest Rates
Splitting loans allows a borrower to hedge their bets a little against potential interest rate movements. Splitting your loan means you have one total loan amount (e.g. $500,000) and you...
Lenders Mortgage Insurance (LMI)
What is Lenders Mortgage Insurance?Lenders Mortgage Insurance (LMI) is an insurance policy designed to protect the lender in the event the borrower experiences financial hardship, resulting in the property needing...
How to reduce Home Loan Term and Interest?
This really is only applicable to principal and interest repayments because interest only repayments are not repaying any principal. There are a few simple ways you can reduce your home...
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